Click on the advert above to visit the company web site

Product category: Banking / credit / debt
News Release from: Alliance & Leicester | Subject: Banking
Edited by the Insidemoneytalk Editorial Team on 25 May 2007

New mortgage deals from Alliance and
Leicester

2 year fixed rate at 5.49%

2 year base rate tracker at 5.23%, Reduced rates on Fixed FeeSaver deals, Following Bank of England base rate rise, AandL's SVR to increase, Alliance and Leicester is launching a new range of prime mortgages, which is available from Wednesday 23 May and includes: Two Year Fixed Rate: 5.49% (7.5% APR) fixed until 30 June 2009, then Standard Variable Rate (currently 7.64%), Customers can borrow up to 95% of the property value, Product fee - £599, Early repayment charges apply until 30 June 2009, Maximum loan - £250,000, 10% overpayment facility Two Year Base Rate Tracker: Bank of England Base Rate minus 0.27% for two years, current rate 5.23% (6.5% APR), Customers can borrow up to 95% of the property value, Product fee - £599, Early repayment charges apply in the first two years, Full flexible features, Maximum loan - £999,999

Improved Five Year Fixed Rate FeeSaver (rate reduced by 0.11%): 5.98% (7.2% APR) fixed until 30 June 2012, then Standard Variable Rate (currently 7.64%), Customers can borrow up to 95% of the property value, No product fee, Free valuation, Remortgage customers receive £250 Cashback or free Mortgage Transfer Service, Early repayment charges apply until 30 June 2012, 10% overpayment facility, Maximum loan - £999,999.

Stephen Leonard, Director of Mortgages at Alliance and Leicester comments: "Our latest range of mortgages offers great value for money to new and existing customers".

"We have a market-leading 2 year base rate tracker priced at 5.23% and we have a highly competitive 2 year fixed rate at 5.49%.We've also improved some of our FeeSaver deals which are ideal for first time buyers who want to minimise up-front fees".

"These, along with the rest of the range, offer great choice to borrowers, whether they are looking for the security of a fixed rate or the leading headline rate of a variable rate." Alliance and Leicester's SVR Following the decision by the Bank of England to increase the base rate, Alliance and Leicester has announced a 0.25% increase in its SVR for new customers as from Wednesday 23 May.

The SVR will be 7.64% (from 7.39%).

SVR and discounted rate mortgages change for new customers from 23 May and for existing customers on 2 June.

Alliance and Leicester mortgage products that track the Bank of England base rate are also subject to change, increasing by 0.25%.

New tracker products increased from 14 May, with existing borrower products increasing from 1 June.

Alliance and Leicester will be writing to existing mortgage customers to advise them of the change.

Changes will also be made to Alliance and Leicester's savings accounts on 2 June and an announcement regarding this will be made in due course.

Alliance & Leicester: contact details and other news
Email this article to a colleague
Insidemoneytalk Home Page

Search the Pro-Talk network of sites