It's not only Easter that's early this year,

M and S Money urges savers to allow extra time to meet the Isa deadline

With the distraction of an early Easter break, and changes to the rules governing Personal Equity Plans (PEPs) and Individual Savings Accounts (ISAs), savers would be wise to put a reminder in their diaries to avoid missing out on their full ISA allowance.

M and S Money is encouraging customers to finalise their ISA top - ups or applications for the current tax year at least a week before the deadline of Saturday 5th April 2008.

Anyone going away on holiday for Easter may wish to consider sorting out their savings before the break.

Brendan Cook, Chief Executive of M and S Money, said; "Many ISA providers will be busier than usual this year, due to the rule changes, so it's a good idea to do your homework now and decide where you want to invest.

"However, if you do leave your application until nearer the time M and S Money can still help.

Our call centre will be open until 5.00pm and online service will be accepting savings and investments applications up to 1.00pm on Saturday 5th April." How to apply: Online applications accepted no later than 1.00pm on Saturday 5th April.

Customers should give themselves at least 30 minutes to apply before the deadline.

www.marksandspencer.com/isa.

What customers need: Debit card, National Insurance number, personal details (address and date of birth) and current account details.

Customers must have cleared funds in their bank account.

Same process applies to top-ups.

Bank details for future income/withdrawals.

Telephone applications up to 5.00pm on Saturday 5th April.

Call 0808 0055555 to apply for Stocks and Shares ISAs or 0800 028 28 24 for Cash ISAs.

What customers need: Debit card, National Insurance number, personal details (address and date of birth) and current account details.

Customers must have cleared funds in their bank account.

Same process applies to top-ups.

Bank details for future income/withdrawals.

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