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Product category: Pensions and retirement
News Release from: Scottish Widows | Subject: Pensions
Edited by the Insidemoneytalk Editorial Team on 18 February 2008

Scottish Widows comments on Which's
response to the launch of the TPAS
pensions helpline for women

Ian Naismith, head of pensions market development at Scottish Widows comments on Which's response to the launch of the TPAS pensions helpline for women:

"Scottish Widows also welcomes the launch of the TPAS pensions helpline for women Our report, 'What Women Need', revealed that the gender gap in pensions is widening, with only 41% of women making adequate provision for their retirement, compared to 54% of men

Women are also less confident than men in managing their finances and consequently are more risk-averse, which means they can lose out on the greater growth potential of funds invested in the stock market.

It is good to see that the section for women on the TPAS web site (www.pensionsadvisoryservice.org.uk) tackles questions about pension arrangements on divorce, as we found that 78% of divorcing couples did not take pension arrangements into consideration, even though the man often has significantly greater retirement provision.

The availability of the dedicated helpline should encourage women to take control of their retirement planning by better understanding their pension provision and what steps they need to take to improve it.

".

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